From coins to one balance.

Cash you can finally keep track of.

OSQR Pay turns the coins and notes you already spend on taxis, shops and airtime into one balance you can actually see.

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OsqrPayTN

Good morning, Tumi

Available balanceR 2 450,00Last synced just now · ZAR

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Recent activity

Taxi fareToday, 07:42-R 18,00
Money receivedLerato N***+R 250,00
Airtime083 *** 8594-R 30,00
Loose cash becomes one visible ZAR balance.
The real problem

Commuters shouldn't need a different way to pay for every part of a journey.

A trip can move from a taxi to a train, a spaza shop and an airtime purchase. When every moment depends on loose cash, it is harder to see what was spent and what is left.

OSQR Pay brings those everyday moments back to one visible ZAR balance without asking commuters to learn a different payment routine for every stop.

Cash becomes the wallet

The same moments, with a clearer way through.

Each pair starts with the cash routine commuters know and ends with the OSQR Pay action that replaces it.

Cash today

Counting coins in a moving taxi

Exact change, loose coins and no simple record after the ride.

With OSQR Pay

Tap once, done.

Pay a supported transport fare from the balance already in your wallet.

Cash today

Small notes for a spaza shop run

Cash leaves your hand without appearing in one activity history.

With OSQR Pay

One tap, wherever Mastercard is accepted.

Use Octopass for everyday purchases from the same OSQR Pay balance.

Cash today

Handing cash to a friend, hoping it arrives

No saved details and no confirmation you can check later.

With OSQR Pay

Send money in seconds, to a saved contact.

Choose a person you already know and keep the payment in your activity history.

Cash today

Queuing to buy airtime or a voucher

Another queue and another cash payment for an everyday service.

With OSQR Pay

Buy it in the app, done in one place.

Airtime, data, power, DStv and vouchers stay close to your wallet.

Product screens

One visual language from balance to bills.

Flat, straight-on screens show the actual product structure with fabricated customer data.

BalanceOne visible ZAR balance
OsqrPayTN

Good morning, Tumi

Available balanceR 2 450,00Last synced just now · ZAR

Quick actions

Send
Activity
Recipients

Recent activity

Taxi fareToday, 07:42-R 18,00
Money receivedLerato N***+R 250,00
Airtime083 *** 8594-R 30,00
SendPhone or saved recipient
OsqrPayTG

Send money

Pay by phoneSaved recipientNew external bank
Pick a saved recipient
SNSipho N***Capitec •••• 4926
BillsAirtime to vouchers
OsqrPayTG

Bills

Buy again

Airtime082 555 0147R 30,00
OTT VoucherDigital voucherR 20,00
Data071 555 0198R 49,00
Airtime
Data
Power
DStv
OTT voucher
History Beneficiaries
ActivityPayments and sensitive changes
OsqrPayTG

Notifications

Fare paidYour R 18,00 transport payment was successful.
Money receivedR 250,00 was added to your OSQR Pay wallet.
PIN updatedYour transaction PIN was changed successfully.
Airtime purchasedYour R 30,00 airtime purchase was successful.
OSQR Pay × OctopassOctopass

The same balance, beyond the commute.

Octopass connects the OSQR Pay wallet to supported transport and everyday purchases wherever Mastercard is accepted.

  • One OSQR Pay wallet balance
  • Tap for supported transport fares
  • Pay wherever Mastercard is accepted
Purple Octopass Mastercard card
Trust and security

Protection explained like a person would.

Clear checks surround the moments that matter, without making the wallet difficult to use.

Protected sign-in

Your signed-in session is kept protected while you use the wallet.

PIN before money moves

Your transaction PIN adds a check before an outgoing payment is completed.

Visible activity history

Payments and purchases remain available in one clear record.

Sensitive changes are checked

Important account changes are verified before they take effect.

Questions commuters ask first

A few useful answers before you start.

How do I add money?

Use the Top up action in the wallet. Available top-up options are shown before you confirm.

Is my money safe?

OSQR Pay uses protected sign-in sessions and a transaction PIN before money moves out of the wallet.

Where can I use Octopass?

Use it for supported transport and everyday purchases wherever Mastercard is accepted.

What if I don’t have a smartphone yet?

Device and access requirements will be covered in the full FAQ before public launch.

Read the full FAQ
One balance. More ways through.

Make the next payment easier to follow.

Start with OSQR Pay for supported transport and everyday payments.

Get started